ABSOLUTELY! Yes, this picture is painfully familiar to everyone that lives in Langley area. If you are purchasing Strata unit or if you are renting  Strata unit, you need to have your own insurance in place. Nine times out of ten when we advise our clients that they need to have their own insurance in place when they are purchasing Strata unit , I see surprised look on their face. Please read the article attached, it is  from one of our old Scrivener magazines. It explains more about Strata insurance and claims.